(+27) 79 985 4089 info@bartercardsa.com



Monthly Membership Fee: Nil
Marketing & Support Fee: Nil
Transaction Service Fees on all transactions: 6,5% excl. VAT (Cash)
Transaction Service Fees on all transactions: 1% excl. VAT (Trade)

Overdue Fees or other monies: Members who do not transact Trade Sales during any month equivalent to six per cent (6%) of their Trade Debit balance, will be charged a fee of one percent (1%) per month on the opening balance or the closing balance whichever is the lesser amount. Members who do not pay their ac-counts within seven (7) days will be charged a late fee, in cash, of R50.00. I confirm that all particulars provided by me in the above application are true and complete and have been provided to enable BCSA to deter-mine whether to approve this Application. I acknowledge that I have read this Application Form and Membership Agreement contained therein (“the documents”) and I and all my addi-tional card holders AGREE upon acceptance of this Application by Bartercard/BCSA to be bound by the terms and conditions contained in the Rules of The Trading Program and this Agreement which together shall be deemed to constitute the entire contract between myself/ourselves and Bartercard/BCSA. I understand that Bartercard/BCSA does not guarantee Bartercard’s performance, the volume of trading nor the profits I can generate as a member. In consideration of Bartercard and BCSA, at the request of the undersigned entering into the above Membership Agreement 

(“the Agreement”) the undersigned (jointly and severally) hereby agree to be jointly and severally liable for payment of all purchases and fees out-lined in the Agreement, and further hereby to guarantee the repayment of all debts and liabilities of the member arising from the Agreement. This Guarantee shall always be a continuing Guarantee and shall continue in full force and effect until all liabilities of the member shall be fully paid and satisfied and each of the undersigned will at all times hereafter indemnify and keep indemnified Bartercard and BCSA against all claims in respect of debts and liabilities that may be incurred by the member. This indemnity shall extend against all actions, suits, proceedings, claims, demands, costs and expenses whatsoever which may be taken against Bartercard and BCSA or incurred or become payable by Bartercard and BCSA in respect thereof.


For seven (7) business days after you sign this Application, you may withdraw it or rescind your membership without penalty by giving written notice to THE MANAGER. 


I / We acknowledge that all payment instructions issued by you shall be treated by my/our above mentioned bank as if the instructions had been issued by me/us personally.


This signed Authority and Mandate refers to our contract as dated as on signature hereof (“the Agreement”). I / We hereby authorise you to issue and deliver payment instructions to the bank for collection against my / our abovementioned account at my / our above mentioned bank (or any other bank or branch to which I / We may transfer my / our account) on condition that the sum of such payment instructions will never exceed my / our obligations as agreed to in the Agreement, and commencing on the commencement date and continuing until this Authority and Mandate is terminated by me / us by giving you notice in writing of no less than 20 ordinary working days, and sent by prepaid registered post or delivered to your address indicated above.
The individual payment instructions so authorised to be issued must be issued and delivered as follows
On the last working day (“payment day”) of each and every month commencing as recorded above. In the event that the payment day falls on a Saturday, Sunday or recognized South African public holiday, the payment day will automatically be the very next ordinary business day. Further, if there are insufficient funds in the nominated account to meet the obligation, you are en-titled to track my account and re-present the instruction for payment as soon as sufficient funds are available in my account; On or after the dates when the obligation in terms of the Agreement is due and the amount of each individual payment instruction may not be more or less that the obligation due; It is important to note that Transaction fees, if applicable are debited on the 7th of the month and membership fees are debited on the last day of the month. Should this day fall on a week-end, the debit order will go off on the Monday thereafter. Monthly fees are dependent on the membership plan chosen by the member. Transaction fees are variable, depending on whether the member has transacted during the previous month.
I / We understand that the withdrawals hereby authorised will be processed through a computerized system provided by the South African Banks and I also understand that details of each withdrawal will be printed on my bank statement. Each transaction will contain a number, which must be included in the said payment instruction and if provided to you should enable you to identify the Agreement. A payment reference is added to this form before the issuing of any payment instruction. I / We shall not be entitled to any refund of amounts which you have with-drawn while this authority was in force, if such amounts were legally owing to you.


I / We agree that although this Authority and Mandate may be cancelled by me / us, such cancellation will not cancel the Agreement. I / We shall not be entitled to any refund of amounts which you have withdrawn while this authority was in force, if such amounts were legally owing to you. 


I / We acknowledge that this Authority may be ceded to or assigned to a third party if the agreement is also ceded or assigned to that third party, but in the absence of such assignment of the Agreement, this Authority and Mandate cannot be assigned to any third party.